Debt Free Direct - Could you write off up to 80% of your debts?

Stop phone calls and letters from lenders
Thousands of people become debt free each year with an IVA

Debt Free Direct - Could you write off up to 80% of your debts?


Freeze your interest & charges

Stop Phone calls and letters from lenders

3 easy steps to your debt free journey

Step 1 - Answer a few online questions and talk to Debt Free Direct's expert advisors about how to become debt free

Step 2 - Debt Free Direct will set everything up so you can start to make one affordable monthly payment

Step 3 - With help from Debt Free Direct along the way, continue to climb until you reach your debt free destination

For free and independent debt advice over the phone and online please visit

  • Please note entering into an IVA will affect your credit score for 72 months.

    Things to consider:
    Your lenders are not obliged to accept the IVA. If the IVA fails, it could lead to bankruptcy. There will be a restriction on expenditure whilst on the IVA. You will be placed on the public insolvency register. Your credit rating is affected for 6 years. In the final year of the IVA, if you are a home owner, you may be required to remortgage your home. If successful, the terms of the new mortgage may be less favourable. If you can can't remortgage, the term of the IVA will be extended by 12 months.

    Debt Free Direct is a trading style of Freeman Jones Ltd 2018.

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